How to Check CIBIL Score: Friends, if you are also thinking of taking a loan, then first of all check your CIBIL score, because without a good CIBIL score no bank can give you a loan. If you also want to check your CIBIL score sitting at home, then read this post carefully.
We all know that CIBIL score is used only for taking a loan. If you also want to take a loan then you can check your CIBIL score sitting at home. Generally, to check CIBIL score, you can check your score by visiting the official website of CIBIL.
If you apply for a loan in any bank then the bank first checks your CIBIL score and provides you loan on that basis. It is said that the better the CIBIL score, the higher the loan amount.
Friends, let me tell you that just like the bank people, you too can check your CIBIL score for free from home, the full process of which we are describing in this post.
What is CIBIL Score?
CIBIL [Credit Information Bureau (India) Limited ] score is a three-digit credit history report card number ranging from 300 to 900 which is used by all banks in the process of approval or rejection of loan applications. Your entire account history is captured by CIBIL score which includes all your loans, credit inquiry history, active accounts, closed accounts etc.
How to Check Free CIBIL Score?
- Click on this https://www.cibil.com/ link to check your free CIBIL score.
- Click on the option “GET FREE CIBIL SCORE & REPORT”.
- To check free CIBIL score, you will have to create an account on the official website of CIBIL.
- To create an account, read the process given below carefully like_
- Enter your email ID.
- Create a password of more than 8 digits and use small, capital and special letters & numbers.
- Enter your full name, first and last name.
- Select ID for verification like_
- PAN Card
- Voter Card
- Ration Card
- Passport
- Driving Licence
- Enter ID Number.
- Enter Date of Birth
- Enter 6 digit PIN code number to verify the address.
- Enter the mobile number and click on the Accept & Continue option.
- Enter OTP and click on Continue option.
- If you want to add additional information then select the Yes option otherwise select the No option and click on Continue.
How to Improve CIBIL Score
What to do, what not to do….?
- Pay the outstanding loan on time.
- Do not open a joint account or avoid opening it.
- Any loan for a long period.
- Avoid taking more than one loan at a time.
- Use credit cards more and pay bills on time.
- Do not keep the loan outstanding for a long time.
- Check your credit report regularly and remove any discrepancies.
- Avoid spending more than your credit limit.
